MiCriteria Json Schema

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Description

The MiCriteria object contains fields used in more complex pricing searches.

Overview

MiCriteria

The MiCriteria object contains fields used in more complex pricing searches.

amortizationType : string

The amortization type.

Enum values:

FullyAmmortized
OptionPayment
InterestOnly
PotentialNegativeAm

Example:

"amortizationType": "fullyAmortized",

borrowerNonTraditionalCredit : boolean

If the borrower has non-traditional credit, set to True.

Default is False.

borrowerSelfEmployed : boolean

If the borrower is self-employed, set to True.

Default is False.

buyDownPercent : string

If the borrower intends to buy-down, enter the rate. If the percent is zero, enter "None" or leave empty.

Values:

None_1_0_2_1_3_2_1

None
1
0
2
3

Example:

"buyDownPercent": "None"

buydownUpfrontAmount : number

If the borrower intends to buy-down with an upfront amount, enter the fee amount. If the amount is zero, enter 0 or leave empty.

Example:

"buydownUpfrontAmount": 0

coBorrowerFicoScore : integer

Enter the FICO score of the co-borrower, if there is one.

coBorrowerNonTraditionalCredit : boolean

If the co-borrower has non-traditional credit, set to True.

Default is False.

coBorrowerSelfEmployed : boolean

If the co-borrower is self-employed, set to True.

Default is False.

companyToken : string

duLpDecision : string

The duLp decision. Select one of the enum values.

Enum Values:

DU_Approve_Eligible
DU_Approve_Ineligible
DU_OutOfScope
DU_ReferWith_Caution
DU_ReferWith_Caution_IV
DU_Refer_Eligible
DU_Refer_Ineligible
LP_Accept_Eligible
LP_Accept_Ineligible
LP_Caution_AMinusEligible
LP_Caution_Eligible
LP_Caution_Ineligible

initialPremiumAtClosing : string

Enter the initial premium at closing, if there is one.

loanProgram : string

Enter the loan program, or leave null.

loanType : string

Select the loan type.

Enum Values:

Fixed
_1_1
_3_1
_3_3
_5_1
_7_1
_10_1
_15_1

Default is Fixed.

miAmortizationType : string

The amortization type. Same as the amortizationType field. Use the amortizationType field instead of this one.

Enum Values:

FullyAmmortized
OptionPayment
InterestOnly
PotentialNegativeAm

miCompanyId : string

Company ID

miCompanyName : string

Company name

miCoverage : number

miCoverages : Array[number]

miPremium : number

miPremiumFinancedIndicator : boolean

If the premium is financed, set to True.

Default is False.

miRateSource : string

The rate source

mode : string

monthlyPlanRefundable : boolean

If the monthly plan is refundable, set to True.

Default is False.

needCoBorrower : boolean

If the loan requires a co-borrower, set to True.

Default is False.

numberOfDeferredPayments : integer

The number of deferred payments allowed. Default is 0.

originationChannel : string

Origination channel of the loan. This field is optional.

Enum values:

Retail
WholesaleRetail

overrideDSCR : number

overrideDTI : number

paymentPlan : string

The name of the payment plan.

Enum values:

EZMonthly
SinglePremium
None

paymentType : string

The type of loan payment, e.g. monthly, annual, or single.

Enum values:

Monthly
Annually
Single

premiumRatePlanType : string

The premium rate plan type.

rateQuoteAllProductIndicator : boolean

Default is False.

rateQuoteProductComparisonIndicator : boolean

Default is False.

renewalType : string

The renewal type.

Enum values:

Constant
Amortizing
Single

singlePlanRefundable : boolean

Default is False.

useDefaultEstimatedMi : boolean

varaiableLoanType : string

The variable loan type, if applicable. Default is null.

Values: _1_1_2_1_3_1_5_1_5_2_5_5_7_1_7_2_10_1

Properties

Name	Description	Data Type
amortizationType	The amortization type. Enum values: FullyAmmortized OptionPayment InterestOnly PotentialNegativeAm Example: `"amortizationType": "fullyAmortized",`	string
borrowerNonTraditionalCredit	If the borrower has non-traditional credit, set to True. Default is False.	boolean
borrowerSelfEmployed	If the borrower is self-employed, set to True. Default is False.	boolean
buyDownPercent	If the borrower intends to buy-down, enter the rate. If the percent is zero, enter "None" or leave empty. Values: None_1_0_2_1_3_2_1 None 1 0 2 3 Example: `"buyDownPercent": "None"`	string
buydownUpfrontAmount	If the borrower intends to buy-down with an upfront amount, enter the fee amount. If the amount is zero, enter 0 or leave empty. Example: `"buydownUpfrontAmount": 0`	number
coBorrowerFicoScore	Enter the FICO score of the co-borrower, if there is one.	integer
coBorrowerNonTraditionalCredit	If the co-borrower has non-traditional credit, set to True. Default is False.	boolean
coBorrowerSelfEmployed	If the co-borrower is self-employed, set to True. Default is False.	boolean
companyToken		string
duLpDecision	The duLp decision. Select one of the enum values. Enum Values: DU_Approve_Eligible DU_Approve_Ineligible DU_OutOfScope DU_ReferWith_Caution DU_ReferWith_Caution_IV DU_Refer_Eligible DU_Refer_Ineligible LP_Accept_Eligible LP_Accept_Ineligible LP_Caution_AMinusEligible LP_Caution_Eligible LP_Caution_Ineligible	string
initialPremiumAtClosing	Enter the initial premium at closing, if there is one.	string
loanProgram	Enter the loan program, or leave null.	string
loanType	Select the loan type. Enum Values: Fixed _1_1 _3_1 _3_3 _5_1 _7_1 _10_1 _15_1 Default is Fixed.	string
miAmortizationType	The amortization type. Same as the `amortizationType` field. Use the `amortizationType` field instead of this one. Enum Values: FullyAmmortized OptionPayment InterestOnly PotentialNegativeAm	string
miCompanyId	Company ID	string
miCompanyName	Company name	string
miCoverage		number
miCoverages		Array[number]
miPremium		number
miPremiumFinancedIndicator	If the premium is financed, set to True. Default is False.	boolean
miRateSource	The rate source	string
mode		string
monthlyPlanRefundable	If the monthly plan is refundable, set to True. Default is False.	boolean
needCoBorrower	If the loan requires a co-borrower, set to True. Default is False.	boolean
numberOfDeferredPayments	The number of deferred payments allowed. Default is 0.	integer
originationChannel	Origination channel of the loan. This field is optional. Enum values: Retail WholesaleRetail	string
overrideDSCR		number
overrideDTI		number
paymentPlan	The name of the payment plan. Enum values: EZMonthly SinglePremium None	string
paymentType	The type of loan payment, e.g. monthly, annual, or single. Enum values: Monthly Annually Single	string
premiumRatePlanType	The premium rate plan type.	string
rateQuoteAllProductIndicator	Default is False.	boolean
rateQuoteProductComparisonIndicator	Default is False.	boolean
renewalType	The renewal type. Enum values: Constant Amortizing Single	string
singlePlanRefundable	Default is False.	boolean
useDefaultEstimatedMi		boolean
varaiableLoanType	The variable loan type, if applicable. Default is null. Values: _1_1_2_1_3_1_5_1_5_2_5_5_7_1_7_2_10_1	string